AGI benefits

S. No	Description	Amount		Processed by
		Offrs	JCOs/OR
1.	AGI Insurance	Rs 40 lacs (incl IMA & OTA cadets	Rs 20 lacs	AGIF
2.	Disability benefits (Max for 100% disability proportionately reduced upto 20% disability	Rs 20 lacs to 4 lacs	Rs 10 lacs to 2 lacs	AGIF
3.	AFMC Cadet Insurance Scheme
	(a) Insurance	Rs 8 lacs		AGIF
	(b) Disability benefit (max for 100% disability proportionately reduced upto 20% disability)	Rs 4 lacs
	(c) Ex – Gratia for invalided out with less that 20% disability	Wef 01 Apr 11 Rs 50,000/- and Rs 1 lac during last year of training
	NDA Cadets Insurance
	(a) Insurance	Rs 8 lac
	(b) Disability Benefit (max for 100% disability proportionately reduced upto 20% disability for Rs 80,000/-	Rs 4 lac
	(c) Ex – Gratia for invalided out with less that 20% disability	Wef 01 Apr 11 Rs 50,000/- and Rs 1 lac during last year of training at NDA
	10+2 (TES) Entry Stage II (without stipend)
	(a) Insurance	Rs 15 lac		AGIF
	(b) Disability Benefit (max Rs 7.5 lac for 100% disability proportionately reduced to Rs 1.5 lac for 20% disability)	Rs 7.5 lac
	(c) Ex – Gratia for invalided out with less that 20% disability	Wef 01 Apr 11 Rs 50000/- and Rs 1 lac during last year of training
4.	Maturity Benefit with compound interest and bonus	As per contribution		AGIF
5.	Post Retirement/Extended Insurance (EI) scheme (for 26 yrs after retirement or 75 years of age whichever is earlier	6 lacs	3 lacs	AGIF
6.	Sustenance Allowance to differently abled children of Army personnel who die in Harness on or after 27 Oct 2007 (Minimum 40%)	Rs 4000/- pm	Rs 4000/-pm	AGIF
7.	Ex-Gratia disability allowance 50% of insurance amount at corpus for special category of severely handicapped soldiers like paraplegics, tetraplegics, totally blind, loss of both limbs etc and invalided out with 100% disability, and provided constant attendant allowance permanently. Interests earnings on this corpus amount paid to the beneficiaries during his life time only.			AGIF
8.	Social Security Deposit Scheme AGI benefits are invested as nominated by member on behalf of widows and minors			AGIF
9.	AGI Benevolent Activities Financial assistance to army run institutes for differently abled children and soldiers and maintenance grant to MHs			AGIF
10.	Loan Schemes			AGIF

ASSURED DECENT LAST RITES SCHEME (ADLRS)

S.No	Type of Assistance
1.	All willing veterans including officers, JCOs/OR and their widows, holding valid canteen cards will be eligible for ADLR Scheme (effective fro0m 26 May 2006)
2.	A grant of upto Rs 5000/- should be provided on the spot to the next of kin for assisting in organising decent and honourable last rites of the veteran by the ADLR staff of the dependent canteen. (Revised wef 29 Nov 2010)
3.	ADLR staff shall assist in organising decent last rites, where the family is unable to do so and requests for it.
4.	Wreath on behalf of the COAS shall be laid by the ADLR staff, where ever possible.
5.	Nearest Army unit will pay amount on contacting by the NOK and amount be re-imbursed to unit by dependent Canteen.

AGI benefits

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